Beautiful suburban home in Fresno California, manicured lawn, bright afternoon sunshine, safe neighborhood
Homeowners Insurance

Home Insurance in California

Comprehensive homeowners coverage to protect your most valuable asset — your home.

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Modern California home interior with open living room, bright natural light, family-friendly and comfortable

Your Home Deserves the Right Protection

Your home is likely your largest investment. Land Star Insurance works with top California carriers to find you homeowners coverage that truly protects your property, belongings, and financial security.

We review your current coverage annually to ensure you're never under-insured as property values change. Our independent status means we can shop the market to find you the best value.

Dwelling Coverage

Covers the structure of your home against fire, wind, hail, and other covered perils.

Personal Property

Protects your belongings — furniture, electronics, clothing — inside and away from home.

Liability Protection

Covers legal costs and damages if someone is injured on your property.

Loss of Use

Pays for temporary living expenses if your home becomes uninhabitable after a covered loss.

Other Structures

Coverage for detached garages, fences, sheds, and other structures on your property.

Medical Payments

Covers medical bills for guests injured on your property, regardless of fault.